ARE YOU COVERED? SPECIALTY RISK. SPECIALTY COVERAGE.
Not everything fits into a square box in the insurance world. Sometimes your client is a round peg and most carriers only cover the square hole. The Specialty Division of Commercial Insurance Group (CIG) is designed to handle these odd risks. Our ability to access small, niche carriers and large insurance markets, such as Lloyds of London, allows us to tailor a custom insurance program that meets your client’s needs and protects them.
We’ve handled small, exotic risks from everything such as Geoduck clam farms and beekeepers in the Pacific Northwest to deductible buy downs for Wind/Hail across the tornado and hail belts of the Midwest. Our underwriting team takes each submission and reaches out to specialty carriers to discuss each risk on a case-by-case basis. We work with industry leaders to manuscript policy forms to offer these different coverages.
Just remember one agent’s weird is another agent’s livelihood. At CIG, we look forward to helping you insure the exotic.
Coverage We Offer:
- Deductible Buy Downs for Wind
- Inland Marine
- Shipping Cargo
- Product Recall
- Animal Mortality
SAMPLE RISKS INCLUDE:
- Exotic Snake & Reptile Breeding Operations
- Dating/Escort Services
- Halfway House Operations
- Airport Runway Landscaping Contractors
- Oil & Gas Inland Marine Equipment
- Earthquake and Flood in the New Madrid Area
- Other High Risk Operations
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