Liability & Excess

Coverage Under One Umbrella.

We understand that running a business is no easy task.
In today’s world, new risks seem to pop up every day– each one more hazardous than the last. While standard property and liability policies cover your insured’s company in many situations, catastrophic events can happen in an instant. Sometimes a general liability policy, workers’ compensation policy and/or an automobile liability policy just isn’t enough. In the event of an accident or catastrophe, claims can exceed the coverage limits of these policies.

This is where an umbrella policy or excess liability coverage comes in handy. Umbrella or excess liability is designed to protect against catastrophic losses that exceed the limits of the underlying policies. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. CIG stands ready to help you provide the coverage so your insured can rest easy that they are covered.


  • General Liability
  • Product Liability
  • Automobile Liability
  • Employers’ Liability
  • Liquor Liability
  • Other Miscellaneous Liability Coverages


  • General Contractors
  • Residential Construction
  • Commercial Construction
  • Building Owners & Landlords
  • Hotels & Motels
  • Real Estate
  • Manufacturing & Service
  • Habitational
  • Hospitality

Still have questions? You can reach us at (303) 900-2960 during normal business hours.   

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