Frequently Asked Questions

What do I need to  get a quote?

  • Fully completed accord applications 125/126 for General Liability, 140 for Property 
  • Loss runs
  • Any contractual requirements to consider
  • A note of any additional lines of coverage not noted above

How do I fill out acords?

These ACORD forms are typically standardized forms for commercial insurance needs.  It is based on what the insured is requesting and since you will likely need to fill these out for all commercial needs its best for you fill them out so you can become comfortable with them. Please check out these links to some awesome tutorials on how to fill these out. If after going through those, if you still have some questions we would be happy to help you further.

ACORD 125 (Commercial Lines Application)

ACORD 126 (General Liability)

ACORD 140 (Property)

ACORD 130 (Workers Comp)

Line by line instructions for each ACORD as well can be found here:

Send the above items to for underwriter assignment or include them in your application at Typically you receive an email about which underwriter assigned has been assigned to your submission overnight. If complete, you will receive 2-3 carriers in response. If incomplete, you will receive notice of missing items. Turn-around time varies from one day to a week, depending on the complexity of the account.

Our Underwriting Manager Heather Gilginas is happy to assist for further questions or concerns.